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Annual Reports

ARPC’s 2025–26 Annual Report

Australian Reinsurance Pool Corporation has published its Annual Report Plan for the 2025–26 financial year.

This year’s report highlights our continued commitment to improving the accessibility and affordability of insurance for the Australian community through the terrorism and cyclone reinsurance pools.

The Cyclone Reinsurance Pool has surpassed the milestone of $1 billion in claims paid since commencing operations in 2022. This followed the busiest cyclone season since the pool commenced, with 9 Declared Cyclone Events during 2025–26.

The report also highlights the ongoing importance of the Terrorism Reinsurance Pool, with 2 terrorism incidents declared for the first time since 2014 following events at Bondi Beach in December 2025 and Perth in January 2026. ARPC did not pay terrorism reinsurance claims in relation to either incident during 2025–26.

"During the financial year, ARPC continued to deliver on our purpose, to provide public reinsurance to improve the accessibility and affordability of insurance for the Australian community for terrorism and cyclone risks."

Julie-Anne Schafer, Chair, ARPC

ARPC’s 2025-26 Strategic Priorities

  • Deliver efficient, effective, and sustainable reinsurance to insurers.

  • Build and share data, analytics, and insights to support understanding of terrorism and cyclone risk.

  • Within our functions and powers, support risk mitigation initiatives to put downward pressure on cyclone premiums and support a disasterresilient Australia.

  • Continue to build capability and a customer and risk-focused culture to drive ongoing improvements in performance.

Financial snapshot as at 30 June 2026

Terrorism pool dashboard

During the 2025-26 reporting period:

  • 226 (30 June 2025: 231) terrorism insurers paid $413.2 million (30 June 2025: $413.4 million).
  • The premium submissions are broadly in line with projections, with premium income driven by inflationary increased exposures offset by price reductions. Most of our premium is Tier B (metro locations) and Tier C (regional and rural), which is less influenced by the market cycles, supporting a relatively stable premium outlook.

Cyclone pool dashboard

As of 31 March 2026, the cyclone pool covered:

  • Residential: 3,003,000
  • Strata: 72,500
  • SME: 101,000.
ARPC’s 2025–26 Annual Report
ARPC's latest annual report summarises ongoing performance and development conversations and provides a record of past performance and expectations for work moving forward
Download 2025–26 Annual Report
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PACE Login now requires Multi-Factor Authentication

ARPC has introduced Multi-Factor Authentication (MFA) to the PACE portal. This additional layer of protection helps safeguard your data and aligns with best practices for secure digital environments.

Cyclone Insurer Portal (PACE)

PACE Cyclone is ARPC’s Cyclone Reinsurance Pool (cyclone pool) insurer portal, which allows cyclone pool insurers to lodge their company information in a secure and user-friendly environment.

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Terrorism Insurer Portal (PACE)

PACE Terrorism is ARPC’s new Terrorism Reinsurance Pool (terrorism pool) insurer portal, which allows terrorism pool insurers to lodge their company information in a secure and user-friendly environment.

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