About us
ARPC is a public financial corporation and Treasury portfolio agency established in 2003 to provide terrorism risk reinsurance.
From July 1, 2022, ARPC began operating a reinsurance pool for cyclones and related flood damage, under the Terrorism and Cyclone Insurance Act 2003 (TCI Act).
The Terrorism Reinsurance Pool (terrorism pool) was established in 2003 following the 11 September 2001 terrorist attacks in the United States and the withdrawal of terrorism cover by insurers.
Insurers can reinsure the risk of claims for eligible terrorism losses by entering into a reinsurance agreement with ARPC.
The Australian Government legislated for a reinsurance pool for cyclones and related flood damage called the Cyclone Reinsurance Pool (cyclone pool). The cyclone pool is designed to make property insurance more affordable for households and small businesses by reducing the cost of reinsurance, a significant cost component of these policies.
The cyclone pool targets support to high and medium risk cyclone-prone areas Australia-wide. ARPC has operated the cyclone pool since 1 July 2022.
ARPC extended a further period of consultation on the initial premium rates for the cyclone pool.Â
The additional consultation period closed on 31 July, with the revised rates now published.
In this section you will find information, a fact sheet, and Frequently Asked Questions about how the cyclone pool works for homeowners, strata, and small businesses in cyclone prone areas.
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Australian Reinsurance Pool Corporation acknowledges the traditional owners and custodians of country throughout Australia and recognises their continuing connection to lands, waters, and communities. We pay our respect to Aboriginal and Torres Strait Islander peoples, their cultures and to Elders past and present.
ARPC offices are located on the land of the Gadigal people of the Eora Nation.
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PACE Cyclone is ARPC’s Cyclone Reinsurance Pool (cyclone pool) insurer customer portal, which allows cyclone pool insurer customers to lodge their company information in a secure and user-friendly environment.
PACE Terrorism is ARPC’s new Terrorism Reinsurance Pool (terrorism pool) insurer customer portal, which allows terrorism pool insurer customers to lodge their company information in a secure and user-friendly environment.
