Reinsuring Terrorism with ARPC

Insurers may reinsure the risk of claims for eligible terrorism losses with ARPC. Premiums that insurance companies pay for reinsurance to the ARPC contribute to the pool of funds available to cover claims from declared terrorist incidents. ARPC has a standard reinsurance agreement which it enters into with issuers of eligible insurance contracts.



08 Feb 2022
ARPC’s $3.475 billion retrocession program helps cover the economy against terrorist attacks

Australia’s terrorism insurance scheme, administered by Australian Reinsurance Pool Corporation, has renewed its retrocession* program for the 2022 calendar year. The $3.475 billion retrocession program, plus ARPC’s net assets and the $10 billion Commonwealth guarantee, provides scheme capacity in the event of a declared terrorism incident against commercial and eligible property assets, of approximately $14...

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27 May 2022
ARPC publishes UQ research on terrorism and violent protests

Australian Reinsurance Pool Corporation has published research by the University of Queensland exploring whether definitions of terrorism have shifted due to the social and economic disruption caused by the Covid-19 pandemic. The research paper Terrorism and Violent Protests – where do these disruptive events meet? looks at the evolving nature of violent protests and other...

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Risk Mitigation

A key ARPC strategic objective is to support and promote terrorism risk mitigation. We aim to do this through: development of thought leadership research and insights; events featuring experts; support for relevant programs run by other organisations as well as the development of our own initiatives. This section of ARPC’s website will act as a portal, which will grow over time.

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Threat Level

The National Terrorism Threat Advisory System is a scale of five levels to provide advice about the likelihood of an act of terrorism occurring in Australia. The National Terrorism Threat Level is regularly reviewed in line with the security environment and intelligence.

For more information on the system, the current threat level and advice for the public visit

Current threat level:
Click on a threat level for more information.
Red is the highest level and means that a terrorist action is certain
Orange means a terrorist action is expected.
Credible intelligence, assessed by our security agencies, indicates that individuals or groups continue to possess the intent and capability to conduct a terrorist attack in Australia.
Blue indicates that a terrorist action is possible.
Not expected
Green is the lowest category of threat and means a terrorist action is not expected.
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